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Sell More Homes Faster While You Build

We help developers offer more flexible financing options for pre-sell to home buyers.

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Build-To-Own Finance Platform

 

Flexible Payment Plans

Give customizable payment plans to home buyers with one click

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Down Payment Financing

We offer down payment financing for condo pre-sell to home buyers.

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Construction Financing

We offer BTO Home Loans that cover down payment and construction costs.

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Key Benefits for Developers

  • Sell Faster

 

Ensure quicker turnover and immediate capital recovery with our flexible financing

 

  • Sell More

 

BTO financing enables your projects to reach a wider audience in a competitive market.

 

  • Maximize Profit

 

Enhance profitability and transfer risk to home buyers in a secure and compliant way.

 

Sell Directly to Investors

 

10+

Family Offices

 

50+

Investment Groups

 

100+

Accredited Investors

 

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Developer FAQs

What type of projects are eligible for BTO Financing?

Multifamily projects and single families within the HOA structure that already have an approved construction loan.

What are the builders requirements?

We do a complete due diligence on developers' financials and prior history. We also evaluate the current construction loan issued.Developers who wish to utilize BTO financing for homebuyers must follow compliance and banking requirements to comply with lending laws.

Can the developer cancel the main construction loan?

No, that is a breach of contract. All of the consumer loans that BTO issues follow (track) the primary construction loan.

What if home buyers default on their loans?

BTO home loans are secured by BTO Finance company. Contracts will be liquidated and doesn't have any impact on developers.

Is BTO an option or an obligation for homebuyers?

It is an obligation. 

What is the difference between pre-sell and BTO financing?

In a pre-sell agreement, developers only get a 10% deposit. With BTO, not only you get all equity used on land acquisition and permits, but also you get all financing balance related to the sold unit. In a sense, you no longer need to pay for financing costs of the units that you sold via BTO financing. 

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  • 333 Fremont St, San Francisco, CA 94105

  • +1 415 (990) 4451

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I confirm that I am at least 16 years of age or older

I have read and accept any EULA, Terms and Conditions, Acceptable Use Policy, and/or Data Processing Addendum which has been provided to me in connection with the software, products and/or services.

I have been fully informed and consent to the collection and use of my personal data for any purpose in connection with the software, products and/or services.

I understand that certain data, including personal data, must be collected or processed in order for you to provide any products or services I have requested or contracted for. I understand that in some cases it may be required to use cookies or similar tracking to provide those products or services..

I understand that I have the right to request access annually to any personal data you have obtained or collected regarding me. You have agreed to provide me with a record of my personal data in a readable format.

I also understand that I can revoke my consent and that I have the right to be forgotten. If I revoke my consent you will stop collecting or processing my personal data. I understand that if I revoke my consent, you may be unable to provide contracted products or services to me, and I can not hold you responsible for that.

Likewise, if I properly request to be forgotten, you will delete the data you have for me, or make it inaccessible. I also understand that if there is a dispute regarding my personal data, I can contact someone who is responsible for handling data-related concerns. If we are unable to resolve any issue, you will provide an independent service to arbitrate a resolution. If I have any questions regarding my rights or privacy, I can contact the email address provided.

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I confirm that I am at least 16 years of age or older

I have read and accept any EULA, Terms and Conditions, Acceptable Use Policy, and/or Data Processing Addendum which has been provided to me in connection with the software, products and/or services.

I have been fully informed and consent to the collection and use of my personal data for any purpose in connection with the software, products and/or services.

I understand that certain data, including personal data, must be collected or processed in order for you to provide any products or services I have requested or contracted for. I understand that in some cases it may be required to use cookies or similar tracking to provide those products or services..

I understand that I have the right to request access annually to any personal data you have obtained or collected regarding me. You have agreed to provide me with a record of my personal data in a readable format.

I also understand that I can revoke my consent and that I have the right to be forgotten. If I revoke my consent you will stop collecting or processing my personal data. I understand that if I revoke my consent, you may be unable to provide contracted products or services to me, and I can not hold you responsible for that.

Likewise, if I properly request to be forgotten, you will delete the data you have for me, or make it inaccessible. I also understand that if there is a dispute regarding my personal data, I can contact someone who is responsible for handling data-related concerns. If we are unable to resolve any issue, you will provide an independent service to arbitrate a resolution. If I have any questions regarding my rights or privacy, I can contact the email address provided.

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I confirm that I am at least 16 years of age or older

I have read and accept any EULA, Terms and Conditions, Acceptable Use Policy, and/or Data Processing Addendum which has been provided to me in connection with the software, products and/or services.

I have been fully informed and consent to the collection and use of my personal data for any purpose in connection with the software, products and/or services.

I understand that certain data, including personal data, must be collected or processed in order for you to provide any products or services I have requested or contracted for. I understand that in some cases it may be required to use cookies or similar tracking to provide those products or services..

I understand that I have the right to request access annually to any personal data you have obtained or collected regarding me. You have agreed to provide me with a record of my personal data in a readable format.

I also understand that I can revoke my consent and that I have the right to be forgotten. If I revoke my consent you will stop collecting or processing my personal data. I understand that if I revoke my consent, you may be unable to provide contracted products or services to me, and I can not hold you responsible for that.

Likewise, if I properly request to be forgotten, you will delete the data you have for me, or make it inaccessible. I also understand that if there is a dispute regarding my personal data, I can contact someone who is responsible for handling data-related concerns. If we are unable to resolve any issue, you will provide an independent service to arbitrate a resolution. If I have any questions regarding my rights or privacy, I can contact the email address provided.

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